The Privacy Policy on https://fastloanca.com/ (Henceforth referred to as the Site, Website, we, us, ours, and our) is a formal report that details the collection, storage, disclosure, and use of information about our users (Henceforth referred to as the User, Users, Your, You, and Yours) on the site. This Privacy Policy aims to explain to website visitors how their information will be protected.
Fast Loan CA is committed to protecting the privacy of its customers and will use the information it collects or acquires about you (personal information) only as described in this policy. Fast Loan CA reserves the right to make changes to this policy at any time. Please see https://fastloanca.com/ for the latest version. As a client of Fast Loan CA and a visitor to https://fastloanca.com/ (the “Site”), “you” or “your” shall refer to the individual using either the site or the Fast Loan CA service. Fast Loan CA is referred to herein as “we,” “our,” and “us.”
Collecting Information for Future Use
Our data protection policy is open and honest. We built it with your safety in mind and won’t share your details with anyone. Our system was built so that you may register without leaving your home. In most cases, no one will find out that you have borrowed money unless you want to tell them. This is all done in complete secrecy. Therefore, you must provide us with the following details in order to:
- Verify your identity
- Find out whether you are qualified for a loan or use a service
- Promote your favorite goods and services
- Create accounts and maintain them indefinitely
- In compliance with applicable laws and regulations
- Keep mistakes, omissions, and fraud from affecting you and us.
Fast Loan CA will always seek a person’s permission before collecting any personally identifying information. There are two types of consent: explicit and implicit. Your permission may be obtained orally, electronically, or in writing. In other cases, such as when you continue using a service after being made aware of our policy, your permission may be inferred from your actions alone. We ask for your permission before collecting your personal data to protect your privacy. The continued use of our services indicates your continued permission to collect and use your Personal Information in line with this privacy policy.
To better serve you, with your permission, Fast Loan CA may collect the following types of personal information:
- During the application process, whether over the phone or through the site, we may collect personal information from you, including your full name, physical address, contact number, social insurance number (SIN), email, employment history, personal information, bank account details, and information about your holdings, debts, and income.
- Any information we get from other sources, such as credit bureaus and other lenders, on your creditworthiness and credit history, as well as information to authenticate your identity, like your phone number.
- Data we collect to confirm your statements, such as your job record and income.
- Information about you that we get from other internet companies that have already gathered it but have sent it to us so that we may provide you with our services; information on households that we get from specialist marketing information providers; information you provide to our customer service department when you contact them; Information you provide us when you contact us or speak with us online; details about your computer and network
- Information retrieved from http headers on online pages, including IP address, computer network type, home server domains, and web browser.
We need this information to check your qualifications for a payday loan, prevent fraud, and maintain a safe and secure website for you to use.
We need your SSN to verify your identity and check your credit. You can confidently verify your identity and guarantee accurate credit data matching with bureaus by providing your SIN. However, you should be aware that providing us with permission to use your SIN in this manner is entirely optional. The absence of a Social Security number (SSN) from your application will not prohibit you from being approved for a cash advance.
We use personal information for a variety of purposes, including fulfilling your service requests, making you an offer of additional goods or services that may be of interest to you, adhering to reporting and other legal obligations, enhancing the user experience on our site, collecting payments, processing payments, keeping accurate, up-to-date account records, analyzing customer demographics, billing histories, and preferences, conducting statistical research, and confirming your identity.
To the extent that the site contains links to other websites that Fast Loan CA does not administer, it cannot control the information you submit to other websites and is not responsible for the information you supply to them.
Disclosure and Transfer
Fast Loan CA will never sell a customer’s private information to a third party. We may need to release personal data to comply with the law or protect the integrity, rights, or safety of our site, users, or third parties. Information about you that we collect may be shared with law enforcement or other government authorities if we determine that doing so is required by law or is otherwise in the public interest. Additionally, we reserve the right to use and distribute details about you that do not directly identify you in any manner we deem suitable.
When you interact with our site, we may collect and store information about you. Like numerous other websites, we use a standard technology called “cookies” to collect data like your name and email address when your web browser visits our site and when you log in. Internet browsers use “cookies,” little data files, to save information on a user’s local hard disk. Since they remember your choices, we can tailor our service to you and make it easier to use.
A web browser often accepts cookies, but you can modify this setting. You may stop your browser from accepting new cookies, set it to inform you when you get a new cookie or deactivate cookies entirely by following the instructions provided by your browser’s “Help” menu, which is located in the toolbar of most modern web browsers. A user may usually view our site without accepting cookies.
As part of the credit reporting and/or information-gathering process, we may share your personal data with credit bureaus and/or other credit providers.
We take reasonable measures to maintain security and privacy whenever you share or disclose personal information. As part of this information exchange, we may transfer your personal data to a foreign jurisdiction and utilize, store, and process it in a way that makes it available to foreign law enforcement and national security agencies.
Check Credit Consent
By accepting this privacy policy, you understand and agree that Fast Loan CA may periodically request a credit report. We may request other credit or financial information about you. Any defaults, such as missing or late payments, will be accessible on your credit report, which we may share with credit bureaus.
Informed Consent for Verification of Employment
Fast Loan CA will contact your place of employment to verify your job title. We will verify your work location, employment start and end dates, gross and net salary, and payment schedule. This privacy statement is an agreement and acceptance of prior written notice.
Safekeeping, Retention, and Elimination of Data
We store data that identifies you in a secure environment in a combination of physical and electronic media. Fast Loan CA will keep your personal data just as long as necessary to fulfill the reasons set out above. After that, we will delete, erase, or render anonymous your data, whichever comes first.
Security
Fast Loan CA takes reasonable precautions to protect your personal information’s security while in our care. In particular, we train all employees and representatives of Fast Loan CA on our privacy policies and practices. Moreover, we restrict access to storage locations and secure office facilities where we keep personal information. We will examine these safeguards regularly and update them as necessary to reflect changes in the law and technological advances. Fast Loan CA will take reasonable measures to ensure that this information is secure to an adequate degree.
Access
Customers have the right to know the use of their information. They have the right to know how we treat their personal data and disclose and provide access to such data within a reasonable time frame after making such a request.
Accuracy
We will always do our best to maintain the security of your personal data. If any of your contact details change, please let us know so we can update our records. This will also help us continue providing excellent service.
Contact Us
Get in touch with our Customer Service staff at (255) 352-6258 if you have any queries regarding our Privacy Policy. Alternatively, you can email us at: info@fastloanca.com